The prime age bracket for spending and earning is the 24-54 group. They are still 4 million jobs short of where they were before the Great Financial Panic of 2008. Median household income has become static while inflation rises. The psuedo-recovery is just that--illusory. After six years of 'recovery' the Fed discount rate is still at the emergency level of 0.25%. The Fed cannot afford to increase it because the economy is a giant bubble blown up by its cheap money the plutocrats loan to us at 16% or more. Consumer debt as a percent of personal income is at a historic high of 22%. That represents total consumer debt ten times what it was in 1980. Corporation controllers that only consider the short-term bottom line impact of their actions continue to export jobs to overseas sweatshops with the encouragement of a captured national government which touts global corporatocracy disguised as free trade treaties. Debt has replaced wages and savings. Think Greece is screwed? Our upcoming deflationary collapse will be truly nasty.